Here are pics of the two vests I own...both are VOODOO...first one is a entry assault vest (tactical toolbox) and the second is a MOLLE ballistic armor carrier that holds plates front and back. The plates are rated NIJ 0101.04 & 05 Standard III-A which stops the overwhelming majority of pistol projectiles plus 12 gauge OO buckshot.
None for me. Hopefully I will never have to depend on one in the civilian scenario. Sure, there are always things that I can do to further protect myself, but I have to draw the line somewhere. If someone tries to break into my home to do me harm, instead of gearing up, I will be opening fire. Just my $0.02.
Ive had just about all of them, point blank, second chance, etc. Last one was I believe a point blank and it was the most comfortable. It dosent do you any good if you dont wear it.